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Rating

Typical Home Value vs. Budget

Scale55-100

Higher values are better.

About This Ranking

Goal

Compare the typical reported value of existing owner-occupied homes with the selected $450,000 maximum purchase price. This is a market-level value comparison, not a buyer-affordability estimate.

Sources

Data behind the rating

2 sources

2020–2024 U.S. Census ACS 5-Year — Owner-Occupied Home Value

2020–2024 estimates; released January 29, 2026
Data
Place-level median respondent-reported value for owner-occupied housing units, its published 90% margin of error, and the estimated owner-occupied-unit universe.
What it tells us
Supports an evidence-qualified comparison between the typical reported value of existing owner-occupied stock and the selected maximum purchase price.
Data
Official consumer guidance explaining that an affordable home purchase depends on the monthly payment, down payment, loan terms, taxes, insurance, maintenance, other debts, and savings.
What it tells us
Defines what this narrow value-to-price comparison cannot establish about a buyer's actual affordability.

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