Rating

Typical Home Value vs. Budget

Scale56-100

Graded like school, from F (56) to A+ (100). Higher is better.

About This Ranking

Goal

Compare the typical reported value of existing owner-occupied homes with the selected $450,000 maximum purchase price. This is a market-level value comparison, not a buyer-affordability estimate.

Sources

Data behind the rating

2 sources

2020-2024 U.S. Census ACS 5-Year: Owner-Occupied Home Value

2020-2024 estimates; released January 29, 2026

Data: Place-level median respondent-reported value for owner-occupied housing units, its published 90% margin of error, and the estimated owner-occupied-unit universe.
What it tells us: Supports an evidence-qualified comparison between the typical reported value of existing owner-occupied stock and the selected maximum purchase price.

Consumer Financial Protection Bureau: Home-buying budget guide

Current guidance

Data: Official consumer guidance explaining that an affordable home purchase depends on the monthly payment, down payment, loan terms, taxes, insurance, maintenance, other debts, and savings.
What it tells us: Defines what this narrow value-to-price comparison cannot establish about a buyer's actual affordability.

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Ranked by Typical Home Value vs. Budget.

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