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Carter Lake, IA

View of Carter Lake, IA
Image credit: Jared Winkler / CC BY-SA 4.0
Population
3,670
U.S. Census Population Estimates Program · 2025
Elevation
976 ft
Median Home Value
$169,400
U.S. Census American Community Survey 5-Year · 2024
Median Rent
$1,323/mo
U.S. Census American Community Survey 5-Year · 2024
Median Income
$85,349
U.S. Census American Community Survey 5-Year · 2024
General Quality
Overall rating out of 100

Highlights

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OverallBest places in IowaPopulation rankingHighest population places in IowaNearest larger communityCouncil Bluffs, Iowa4.9 miles away · 62,680 residents.

About Carter Lake

Carter Lake is one of the Midwest's most unique geographic quirks. Located on the western side of the Missouri River, this small Iowa community of about 3,800 residents is completely surrounded by Omaha, Nebraska, thanks to an 1877 flood that shifted the river's course. Living here offers a quiet, small-town feel centered around the water, with neighborhood parks, boat launches, and lakefront views just minutes from downtown Omaha and Eppley Airfield.

Omaha eppley

For families considering a move, younger children attend Carter Lake Elementary right in town, while older students head to Woodrow Wilson Middle School and Thomas Jefferson High in nearby Council Bluffs. Daily commutes and errands are simple, with quick connections along Locust Street and Abbott Drive putting jobs, shopping, and healthcare across the metro area within easy reach. It gives newcomers a relaxed lakeside neighborhood to call home without sacrificing convenient access to the city.

Top Rating Signals

Highest current ratings for this town.

Lower County Wildfire Hazard Potential ClassA+100.0ratingLower FEMA County Hurricane Risk IndexA+100.0ratingLower Projected Late-Century County-Area Exposure to Sea-Level RiseA+100.0rating

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