Chain-O-Lakes, IN

Population
490
U.S. Census American Community Survey 5-Year · 2024
Elevation
740 ft
USGS GNIS community points and 3DEP elevation · GNIS 2026-07-06; USGS 3DEP sampled 2026-07-23
Median Home Value
$266,800
U.S. Census American Community Survey 5-Year · 2024
Median Income
$88,018
U.S. Census American Community Survey 5-Year · 2024
General Quality
Overall rating out of 100

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About Chain-O-Lakes

Chain-O-Lakes is a relaxed, water-oriented community tucked into western St. Joseph County, just minutes outside South Bend. As the name suggests, the area is defined by a series of connected lakes and quiet wetlands that give the neighborhood a scenic, semi-rural feel. Properties here range from cozy lakeside cottages to spread-out single-family homes, offering a peaceful setting for anyone who wants water views without giving up suburban convenience.

The neighborhood is purely residential, creating a quiet retreat centered on outdoor recreation and waterfront living. Warm weather brings pontoon boats, kayaking, and easy weekend fishing, while winter transforms the shoreline into a calm, snowy escape. Whenever you need to head into the office, pick up groceries, or find a great dinner spot, the amenities of South Bend and Mishawaka are only a short drive away.

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