Lower Grand Lagoon, FL

Lower Grand Lagoon sits on the eastern end of Panama City Beach, surrounded by the waters of the Gulf of Mexico, St. Andrews Bay, and the lagoon itself. Home to around 4,500 residents, this coastal neighborhood offers a relaxed atmosphere with easy access to all the shopping and dining in town. Because it is part of unincorporated Bay County, locals enjoy a quiet residential vibe while staying close to everything the beach has to offer.

Outdoor living is the main draw here, especially for boaters, anglers, and beach lovers. St. Andrews State Park sits right next door, offering miles of protected shoreline, nature trails, and prime fishing spots, while local marinas make it easy to get out on the water. Families are served by Bay County public schools, and the area is filled with casual seafood spots, boat launches, and neighborhood beach access points. Living along the Gulf requires staying prepared for storm season, but the welcoming community and incredible water access make Lower Grand Lagoon a wonderful place to call home.