Money Island, NJ

Tucked along the shore of Nantuxent Creek where it empties into Delaware Bay, Money Island is an authentic, salt-of-the-earth working waterfront. First developed in the 1940s, this small coastal community centers almost entirely around the water. It serves as one of Cumberland County’s busiest offloading ports for oysters and crabs, with local docks and a marina that support daily commercial fishing. For residents, life here moves with the tides, creating a quiet and unhurried bayside environment.

Living right on the water comes with practical considerations. Money Island Road is the only way in and out of the neighborhood, meaning high tides and storm surges are routine parts of life for homeowners. The settlement belongs to Downe Township, which provides local schools and municipal services across its collection of small coastal towns. It appeals most to buyers seeking complete seclusion, scenic marsh views, and direct water access.